Huntsville Mortgage loans - Huntsville AL mortgage quotes
At Alabamas mortgage dot com you'll find mortgage agents,
brokers, loan offers and bankers in Huntsville Alabama that will
help you to secure the best
Huntsville mortgage loan for
your situation. These resources include mortgage tips,
articles, rates and calculators, plus a directory of
qualified Alabama lenders. We are committed
to helping you find the right mortgage product for your
needs. We understand that every borrower is different, so we
offer a variety of mortgage loans agents tailored to meet your
individual requirements
Real Estate Lending Group
Recognized. Respected. Recommended.
(256) 536-5603 555 Sparkman Dr NW Ste 826
Huntsville, AL
Progressive Mortgage Group
Save on closing costs by applying online.
(256) 880-8603 2801 Governors Dr
Huntsville, AL
Allied Home Mortgage Capital Corp
(256) 308-9722 1314 6th Ave SE
Decatur, AL
Redstone Federal Credit Union
Our Members are our #1 Priority.
(256) 837-6110 220 Wynn Dr NW
Huntsville, AL
First Federal Mortgage
(256) 551-0123 1010 Airport Rd SW
Huntsville, AL
Mortgage America Inc
(256) 260-5700 Huntsville, AL
Premier Mortgage
(256) 382-1000 701 Pratt Ave NW
Huntsville, AL
Reliance Bank
www.reliancebanking.com Telephone Banking - 232-8835
(256) 232-1944 Huntsville, AL
Courtesy First Home Lenders Inc
(256) 216-0202 Huntsville, AL
1stusamortgageservice.com
Let 1stUsaMortgageService.com Be Your 1st Choice
(310) 715-2191 Huntsville, AL
L & D Financial
Home Building-Credit Repair-Home Loans-Business
(469) 272-3444 Huntsville, AL
Mortgage Lending Group Inc
100% Loans~ Reverse Mortgages~ FHA~ VA & Conventional~ One Day Out of ...
(256) 351-7740 2132 6th Ave SE
Decatur, AL
Mortgage America Inc
(256) 882-0233 2315 Market Pl SW
Huntsville, AL
Family Security Credit Union
(256) 340-2000 2204 Family Security Pl
Decatur, AL
American Family Insurance-Havener Donald
(636) 583-2008 301 Hwy 50 W
Union, MO
Mortgage - Countrywide®
No Closing Cost Refi. No Points. No Credit Report or Processing Fees.
Ditech® Mortgage Lending
Find Low Competitive Rates & Fees Buy a Home, Get Pre-Approved Today.
American General Financial Svc
(256) 533-3402 908 Memorial Pkwy NW # 1a
Huntsville, AL
American General Financial Svc
(256) 880-7280 700 Airport Rd SW
Huntsville, AL
Ameriquest Mortgage
(256) 536-3844 200 Clinton Ave W # 502
Huntsville, AL
Amsouth Bank
200 Clinton Ave W
Huntsville, AL
Apex Mortgage
(256) 489-2265 303 Williams Ave SW
Huntsville, AL
Apex Mortgage Brokers Inc
(256) 650-5152 3322 Memorial Pkwy SW # 618
Huntsville, AL
Arlington Capital Mortgage
(256) 533-6789 922 Merchants Walk SW
Huntsville, AL
Cendant Mortgage
(256) 650-0777
Huntsville, AL
Charis Group
(256) 885-4044 7531 Memorial Pkwy SW
Huntsville, AL
Citi Financial
(256) 881-2016 7501 Memorial Pkwy SW # 207
Huntsville, AL
Citi Financial
(256) 650-5528 964 Airport Rd SW # 11
Huntsville, AL
Citi Financial
(256) 922-0001 6125 University Dr NW # D6
Huntsville, AL
Citi Financial
(256) 539-8424 2209 University Dr NW
Huntsville, AL
Citizens Community Bank Mtg
(256) 852-5005 1936 Winchester Rd NE # A
Huntsville, AL
Coat's & Co Inc Huntsville
(256) 562-2200 525 Madison St SE
Huntsville, AL
Collins Note Buyers
(256) 713-1025 600 Boulevard South SW
Huntsville, AL
Consumer First Mortgage
(256) 534-3797 1806 University Dr NW
Huntsville, AL
Consumer First Mortgage Co
(256) 534-1722 900 Bob Wallace Ave SW
Huntsville, AL
Cornerstone Mortgage Group
(256) 532-3191 904 Bob Wallace Ave SW
Huntsville, AL
Countrywide Home Loans
(256) 534-5225 919 Merchants Walk SW
Huntsville, AL
Business Name: Address:
Countrywide Home Loans
(256) 533-5553 900 Bob Wallace Ave SW # 110
Huntsville, AL
Countrywide Home Loans
(256) 519-3100 2409 Commerce Ct SW
Huntsville, AL
Countrywide Home Loans
(256) 885-1700 3601 Memorial Pkwy SW # C
Huntsville, AL
Don Patton Mortgage Broker
(256) 837-9905 1580 Sparkman Dr NW
Huntsville, AL
Dreamstar Mortgage
(256) 851-1933 3310 Winchester Rd NW
Huntsville, AL
Eva Bank Mortgage
(256) 881-3700 3000 Bob Wallace Ave SW
Huntsville, AL
Fatboy Productions
(256) 852-1140 1527 Winchester Rd NE
Huntsville, AL
First American Bank
(256) 519-6900 100 Church St SW # 200
Huntsville, AL
First Family Mortgage Co
(256) 425-0105 7527 Memorial Pkwy SW # B
Huntsville, AL
First Federal Bank Mortgage
(256) 551-0123 1010 Airport Rd SW # A
Huntsville, AL
First Financial Mortgage
(256) 382-0090 4410 University Dr NW # 119
Huntsville, AL
First Metropolitan Mortgage
(256) 713-2000 2004 Poole Dr NW
Huntsville, AL
Hamilton Mortgage Corp
(256) 539-9800 915 Merchants Walk SW # B
Huntsville, AL
Holland Home Funding
(256) 890-8884 4920 University Sq
Huntsville, AL
Home Town Lenders
(256) 430-9867 4833 Sparkman Dr NW
Huntsville, AL
Home Town Lenders Perimeter
(256) 828-8309 1500 Perimeter Pkwy NW # 350
Huntsville, AL
Hometown Lenders
(256) 512-5626 4833 Sparkman Dr NW # C
Huntsville, AL
Impact Mortgage
(256) 217-9990 1797 Jeff Rd NW
Huntsville, AL
Income Tax Xpress
(256) 885-0866 2227 Drake Ave SW # 11
Huntsville, AL
Lawhorn Mortgage Co
(256) 539-0555 200 Clinton Ave W # 509
Huntsville, AL
Business Name: Address:
Magellan Mortgage
(256) 288-0288 1803 University Dr NW # A
Huntsville, AL
Magellan Mortgage
(256) 430-1044 4710 University Dr NW
Huntsville, AL
Mortgage America
(256) 852-4446 1527 Winchester Rd NE
Huntsville, AL
Mortgage America Inc
(256) 882-0233 2315 Market Pl SW # B
Huntsville, AL
Mortgage Avenue
(256) 551-0797 2315 Market Pl SW
Huntsville, AL
Mortgage Executives
(256) 837-4153 1580 Sparkman Dr NW
Huntsville, AL
Mortgage Outlet Inc
(256) 533-5669 7501 Memorial Pkwy SW
Huntsville, AL
National Lending Corp
(256) 851-9224 2025 Sparkman Dr NW
Huntsville, AL
New South Federal Savings Bank
(256) 539-9538 2313 Market Pl SW # B
Huntsville, AL
New Start Funding
(256) 704-4450 920 Merchants Walk SW
Huntsville, AL
North Alabama Bank
(256) 852-4123 1590 Winchester Rd NE
Huntsville, AL
Old Stone Mortgage Llc
(256) 885-1700 3601 Memorial Pkwy SW # C
Huntsville, AL
Platinum Mortgage Inc
(256) 713-1500 927 Merchants Walk SW # C
Huntsville, AL
Premier Mortgage
(256) 382-1000 701 Pratt Ave NW # 101
Huntsville, AL
Premier Mortgage Funding Inc
(256) 830-0117 555 Sparkman Dr NW # 826
Huntsville, AL
Premier Mortgage Funding Inc
(256) 859-5285 2006 Poole Dr NW # E
Huntsville, AL
Prime Max Mortgage
(256) 543-9211 7501 Memorial Pkwy SW
Huntsville, AL
Progressive Mortgage Group
(256) 880-8603 3322 Memorial Pkwy SW
Huntsville, AL
Providence Mortgage Group
(256) 489-3980 555 Sparkman Dr NW # 1615
Huntsville, AL
Real Estate Lending Group Inc
(256) 536-5603 908 Merchants Walk SW # B
Huntsville, AL
Redstone Federal Credit Union
(256) 882-8500 3309 Memorial Pkwy SW
Huntsville, AL
Redstone Federal Credit Union
(256) 837-6110 220 Wynn Dr NW
Huntsville, AL
Regions Bank
508 Madison St SE
Huntsville, AL
Renasant Bank
(256) 882-5525 4245 Balmoral Dr SW
Huntsville, AL
Ridge Mortgage Svc
(256) 881-1105 3077 Leeman Ferry Rd SW
Huntsville, AL
Rmc Lending
(256) 430-8770 1500 Perimeter Pkwy NW # 350
Huntsville, AL
Shore Mortgage
(256) 217-0554 555 Sparkman Dr NW
Huntsville, AL
Signature Mortgage Llc
(256) 882-7940 415e Church St NW # 9
Huntsville, AL
Southbank Fsb
(256) 535-6000 118 Jefferson St S
Huntsville, AL
Southern Mortgage Group
(256) 288-0052 2904 Westcorp Blvd SW
Huntsville, AL
Stockton Capital Funding Inc
(256) 533-5626 209 Lincoln St SE
Huntsville, AL
Sun Mortgage America
(256) 882-2384 7501 Memorial Pkwy SW
Huntsville, AL
Sun Trust Mortgage
(256) 650-2244 4000 Balmoral Dr SW
Huntsville, AL
Sunset Mortgage Inc
(256) 562-1143 1200 Jordan Ln NW # 4
Huntsville, AL
Synovus Mortgage Corp
(256) 288-4302 301 Washington St NW
Huntsville, AL
Synovus Mortgage Corp
(256) 288-5131 1333 Enterprise Way NW
Huntsville, AL
Titanium Mortgage Llc
(256) 859-5551 2002 Poole Dr NW # D
Huntsville, AL
Wachovia Mortgage Corp
(256) 551-4127 409 Madison St SE
Huntsville, AL
Walter Mortgage Co
(256) 882-6543 3322 Memorial Pkwy SW
Huntsville, AL
Wells Fargo Financial Accptnc
(256) 922-1300 6125 University Dr NW # B8
Huntsville, AL
Strong housing market means sound loans are available
Wednesday, February 27, 2008 Huntsville Times
Despite national credit woes, area lenders say good loans are available for
houses in Huntsville
area.
"Nationally, credit is tighter due to the well-publicized trouble in
housing," says Bill Nigh, executive vice president and chief operating
officer of First Commercial Bank. "However, locally, our market is still
strong so we have not had as much tightening related to credit."
Nigh says construction and construction-permanent
loans
are available for those who want to build, and home equity lines of credit
can help owners renovate their houses.
Also, he says demand for housing has remained strong and consistent while
availability in certain areas has increased faster than demand in
anticipation of the military base realignment, or
BRAC.
"This has created a little more of a buyer's market in those areas than
we have experienced in the past," Nigh says, but loans are certainly
available for those who qualify. "Rates are low to help the economy and
housing market improve in general."
It's an especially good time to take advantage of good interest rates,
although he says the decision to build depends on the individual, and
location. There are many factors that go into that decision, including
inventory and current housing inventory.
While many areas of the country are having problems with a declining
housing market, Dorothy Lofton says the Huntsville area is a great place to
make a loan and buy a house.
"I don't think we should be concerned with the activity we are
experiencing this area," says Lofton, manager of New South Federal Savings
Bank in Huntsville.
"I think we are still in a buyer's market, but we all know that can turn
around quickly. I think building a home now would be smart and timely."
Affordable interest with interest rates hovering around a very affordable
6 percent and construction costs easing, Lofton says those are good
incentives to build or buy your dream house.
"Money is available in Huntsville," she says. "I don't believe there is a
credit crunch at all. We are using more FHA loans for customers with credit
glitches that result in lower credit scores."
Lofton says the meltdown in the industry is rooted in programs developed
for buyers who "wanted more house" or to help them qualify for the house.
That meant the programs were designed to fit needs such as no income, no
asset, or stated income, stated assets. Usually this loan was combined with
an interest-only ARM (adjustable rate mortgage) or a pay-option ARM.
"This worked great until housing prices began to fall," she says. "Before
housing prices came down, if a homeowner on one of these programs got into
trouble with making the payments, they could sell the house, make a good
profit and move on. However, when the meltdown happened, those who could not
make the payment (after the yearly adjustment to the interest rate), were
not able to sell the house, and that is when the foreclosures started."
New technology and diverse financial offerings make it easier for people
with good credit to apply and receive a mortgage. Software allows them to
enter a loan amount, house price and credit score into several programs that
can qualify you for a loan. A sizeable portfolio of loan products are
available.
Computers have considerably lessened the processing time, completing in
minutes what once took up to six weeks to handle. This technology also makes
it much easier and faster to provide several loan options, depending on an
applicant's credit score and history.
Lofton says those approved know right away and can meet with their
Realtor that same day.
The main factor in any loan is your credit score. A good one will likely
qualify you for a conforming loan and a lower interest rate with better
options. Lofton says these loans are underwritten in conjunction with the
Alabama Housing Finance Authority and also offer 100 percent financing and a
30-year fixed rate mortgage. People in a low- to medium-income bracket can
qualify for these loans, making it possible for them to buy a house. The
loan requires no down payment.
Nathan Lombard, assistant vice president of real estate at Redstone
Federal Credit Union (RFCU), says the credit union offers
construction-permanent loans for new construction and cash-out refinances,
second mortgages and home equity lines of credit for house improvements.
United First Financial offers The Money Merge Account system, a new
product that helps home owners to pay off their existing mortgage in as
little as half to a third less time, says Branch Manager Joe Staley. This
software keeps the homeowner on track, saving thousands of dollars in
interest.
Staley says because many Americans lack the financial savvy to really
understand the mortgage process, they make budgeting decisions based on
emotion rather than gaining the financial education to make the most of
their finances. By combining credit strategies with advanced financial
tracking software, UFirst's Money Merge Accountant system helps you make
better financial decisions that increase equity payments, help weigh out the
long-term impact of financial decisions in advance of making them, and pay
off mortgages on an accelerated schedule.
| INSTITUTION |
REDSTONE FEDERAL
CREDIT
UNION
882-8500
/
Sharleen Kinch / (256)882-8510
Elizabeth Braman / (256)882-8503
Donna Hutton / (256)882-8512
Melinda Langston / (256)882-8505
Tammy Mahaffey / (256)882-8525
/ |
| Featured
Mortgage Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up
to 90% financing on lot loans**Zero
down terms available |
SOUTH BANK
519-3257
/
Jennifer Taylor, Loan Officer /
256-519-3221
Ginny Terry, Loan Officer /
256-519-3241
Sam Moss, Loan Officer / 256-213-4804 |
| Featured
Mortgage
Loan Program: Local Processing, Underwriting & Closing !!!!Check Out Our
Govt Rates!!!! |
COLONIAL BANK
551-4884
WOODROW WILLIAMS /
256-551-4884
Linda Shockley /
256/551-4762 |
| Featured
Mortgage
Loan Program: We participate in the
ALabama Housing Finance
Authority program. We have Construction Perm
loans at 6.625% . Call
today! |
FIRST AMERICAN BANK,
MTG DEPT.
(256) 382-4560
MELANIE MULLINS /
256-508-3083
Martha Bishop / 256-679-7216
Vicki Brown / 256-656-4326
Ethel Carter / 256-520-4853
Ben Wilson / 256-564-5736
Cecelia Hargrove /
256-694-4242
Sam Hepburn / 256-797-8828
Elaine Maxey / 256-227-4822
Tammy McCurry / 256-337-3175
Clint Northcutt /
256-303-5149
Tammy Parvin / 256-348-6538
Brian Paulus / 256-457-5822
Mona Robinson / 256-651-3007
Kylie Shannon / 256-797-1957
Kristi Tapscott / 256-303-2833 |
| Featured
Mortgage
Loan Program: |
SERVIS FIRST BANK
(256) 722-7821
CINDY LEBLANC / (256)
722-7821
Sheree Moore / 256-679-5110 |
| Featured
Mortgage
Loan Program: Ask about our 100% no PMI loan option. |
REAL ESTATE LENDING INC
(256) 536-5603
DEBBIE WHORTON / (256) 797-7698
Debbie Whorton / 256-797-7698
Pat Allen / 256-656-1215
Janice Gray / 256-651-4805
Kelli Karnes / 256-656-4316 |
| Featured
Mortgage
Loan Program: Most of us offer the
same loan programs with
similiar rates. Our experience and knowledge will guarantee you chose the best
loan program, get the lowest rate and closing costs. Call us before making a
final decision. |
MAGELLAN MORTGAGE SERVICES,INC
(256) 288-0288
CLAY WILKINSON,MANAGER /
256-288-0288
Betsy Jarrett, Sr Loan Officer /
256-509-4945
Tonia Owens, Loan officer /
256-679-8538
Betsy Jarrett ,Sr Loan Officer /
256-288-0288 |
| Featured
Mortgage
Loan Program: PRE-APPROVAL@WWW.MAGELLANMORTGAGE.COM (no fee), Serving YOU
since 1990; Superior Construction/Perm long term lock options * * YOUR
RELOCATION SPECIALIST* 100% and First-time buyer Programs: Most Rates based on
200K loan amt |
NEW SOUTH FEDERAL SAVINGS
256-539-9538
KAREN BLOMEYER /
256-539-9538
Dorthy Lofton, Branch Manager /
256-656-4980
Pat Sigle, Loan Officer /
256-508-2904
Ashley Brown, Loan Officer /
256-603-4810
Nancy Hinger, Loan Officer /
256-508-1819
Lisa Smith, Loan Officer /
256-759-6003
Karen Blomeyer, Loan Officer
/ 256-656-0320
Charlie Thorne, Loan Officer /
256-652-7449
Jessica Chaney, Loan Officer /
256-603-2166 |
| Featured
Mortgage
Loan Program: 100% Successful Reward no PMI. Local Processing and
underwriting. AHFA Loans
Rate on bond 5.875% |
BANCORP SOUTH MORTGAGE
(256) 564-8460
BETTY KITCHENS / 256-564-8461
Amy Osborne / 256-564-8463 |
| Featured
Mortgage
Loan Program: Wow!! Check out our Government Rates - No waiting...get
approval on the spot...local underwriting & funding...1X Close CP |
COUNTRYWIDE HOME
LOANS
(256) 534-5225
KRISTIE PHILLIPS /
256-534-5225
Susan Loper-Branch Manager /
256-658-3095
Mark Andreoni / 256-316-4539
Sharon Andrews /
256-509-5626
Kristin Ardal / 256-655-0837
Peggy Young / 256-975-1592
Jennifer Blankenship /
256-426-9291
Misty Anderson /
256-990-1956
Cami Felix / 256-797-5761
Shannon Fortner /
256-755-0156
Cathy James / 256-337-3352
Theresa Leslie /
256-337-9636
Carmen Mullins /
931-224-8290
Brent Daniel / 256-468-5867
Bonita Payne / 256-683-2094
Karla Reagin-Young /
256-651-2145
Shannon Roden / 256-655-8849
Teresa Schmitt /
256-651-6574
Valerie Wilkerson /
256-655-5494
Jeff Walczak / 256-714-8464
Jeanette Lowe / 256-508-0038
Toni Roberts / 256-227-1617
Kelly Stults / 256-509-2037 |
| Featured
Mortgage
Loan Program: Great 80/20 programs and other 100% LTV options!!! |
STRATEGIC CAPITAL MORTGAGE
(256) 885-4044
ANNAS AYTCH / (256) 885-4044
Rosemary Aytch / 256-885-4045
Sharon Myers / 256-489-4059 |
| Featured
Mortgage
Loan Program: You Have Questions.....We Have Answers! Visit our website at
loansforhouse.net |
RENASANT BANK/DECATUR
256-355-4119
MORTGAGE DEPARTMENT /
256-355-4119
Irene Williams / 256-355-4117
Tina George / 256-301-6437
Missy Baxter / 256-351-4373
Tammy Snider / 256-351-4372 |
| Featured
Mortgage
Loan Program: EXTENDED LOCK UP TO 12 MONTHS WITH FREE FLOAT DOWN. |
SIGNATURE MORTGAGE LLC
(256) 882-7940
BOB ROGERS / (256) 882-7940
Lisa Blake /
Dave Ryals /
Teri Fairman /
Lori Millwood /
Cindy Marion / |
| Featured
Mortgage
Loan Program: Visit us Online at www.SignatureMortgage.LenderPlanet.com |
RENASANT BANK
(256) 382-2828
JENNIFER JONES, MANAGER/LO /
256-603-8743
Julie Davis, Loan Officer /
256-476-0391
Brandi McEwen, Loan Officer /
256-520-0225
Leslie Curtis, Loan Officer /
256-479-4104
/
/ |
| Featured
Mortgage
Loan Program: FREE PRE-APPROVALS, 100% FINANCING, NO PMI
LOANS, CONSTRUCTION-PERM
LOANS, INTEREST ONLY,
BOND MONEY. WE HAVE GREAT RATES, GREAT SERVICE, AND KNOWLEDGE. YEARS OF
EXPERIENCE. CALL US TODAY! |
SUN TRUST MORTGAGE
(256) 705-3592
SANDRA ECHOLS / (256)
650-7300
Jimmy Lehman / 256-650-7303
Saul Ginsburg / 256-650-7302
Racheal Smallwood /
256-650-7304
Barbara Harrell / 256-650-7306
Ross Shields / 256-650-7307
Vivian Grider / 256-650-7305
Connie Standridge /
256-650-7312
Gina Smith / 256-650-7308 |
| Featured
Mortgage
Loan Program: LOCAL PROCESSING, UNDERWRITING & CLOSING. AHFA 30 YR BOND
6.125%. |